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Guest policies compared: who can you bring into the lounge on each card?

Count the whole party before choosing a lounge. The same card can include guests in one network and charge for them in another.

By Published Updated 3 min read

Details checked as recently as November 2026.

lounges
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airports
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  • 4.8/5 overallCenturion: guest pricing depends on age and whether the account has earned complimentary access.

    Opened in early 2024 on Concourse E, this is Amex's largest Centurion Lounge at about 26,000 sq ft. The entrance is easy to miss because it's tucked into the gate area beside E11.

    Get in with: Centurion Lounge

  • 4.8/5 overallSapphire: compare the included guest allowance with your party size.

    Opened 2024. Rated 4.8/5 across 14 measures. 2 showers. Eligible Chase cardholders retain complimentary lounge access and their card's guest allowance.

    Get in with: Sapphire Lounge by The Club

  • 4.7/5 overallCapital One: check guest charges and the account's spending-based benefit.

    Opened 2021. Rated 4.7/5 across 14 measures. 2 showers. Venture X and Venture X Business cardholders: guests $45 each (children $25), free with $75,000 annual spend.

    Get in with: Capital One Lounge

A guest allowance belongs to an access benefit#

The number on the card is only the beginning. Your guest allowance can change when you move from an issuer's own lounge to Priority Pass or an airline club.

This guide concerns the U.S. card products named below. Cards issued elsewhere, employee cards and additional-user products can carry different terms. Decide which credential each person will use before reception scans it.

Amex Platinum: Centurion and Priority Pass differ#

For U.S. Platinum cardholders, Centurion's published guest price is $50 per adult and $30 for children aged 2–17 unless complimentary guest access has been earned. Guests must be on the cardmember's flight. The qualifying-spend benefit can change the cost; check whether it is active on your account. Centurion terms.

The card's enrolled Priority Pass benefit normally includes two guests at participating lounges that admit them. That is a different benefit, not a way to give a companion your membership while you use another credential. Amex's Priority Pass explanation.

A couple with a child should therefore price the actual network they plan to visit. “Platinum gives us lounge access” does not establish the family bill.

Sapphire Reserve: two guests at Sapphire Lounges#

Chase publishes two included guests for eligible Reserve cardmembers at Sapphire Lounges, with additional guests charged. Its network FAQ lists a $27 additional-guest fee. Confirm the exact eligible card and any employee-card limitations. Chase's access FAQ.

That makes LaGuardia's Sapphire Lounge worth comparing for a party of three when the cardmember qualifies. It does not mean Priority Pass from another bank grants the same access.

Venture X: Lounges and Landings are not identical#

Capital One's guide lists guest prices of $45 for adults and $25 for ages 2–17, with under-twos free. Eligible $75,000 annual spending can unlock two complimentary guests at Capital One Lounges but one at Landings. Verify the benefit on the account rather than assuming all previous guest privileges remain. Capital One's access guide.

This distinction matters when comparing DFW's Lounge with a Landing on a different trip. Priority Pass guest benefits must be checked separately; do not transfer a Capital One Lounge allowance to that network.

Airline-card access uses another set of rules#

A membership, a card with annual passes and a one-day pass are different products. American, for example, lets an adult One-Day Pass holder bring up to three children under 18 under its flight conditions. That does not include an extra adult. American's pass rules.

For Sky Club guests, consult our Delta guide and the current terms for the card used. The cardholder's visit allowance is not a pool of free guest entries.

Do the calculation before the queue#

I'd list every traveler, age, credential and flight. Ask reception to confirm the total charge before entry, especially when two adults each have independent access. Children who enter free may still need to be included in the party count for capacity.

For family facilities rather than fees, see our guide to lounges with kids. Checked October 3, 2026.

Related reading#

Cite this article

Patrick Karsh. “Guest policies compared: who can you bring into the lounge on each card?.” Lounge Frog. Published 2026-10-02. Updated 2026-10-14. https://www.loungefrog.com/news/lounge-guest-policies-by-credit-card

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Citations identify this article and its publication date. Assess the reporting and its linked sources before using it as evidence.

Quick answers

Which lounge networks get you into these lounges?

Centurion Lounge opens 1 of the 3; Sapphire Lounge by The Club opens 1 of the 3; Capital One Lounge opens 1 of the 3. Each lounge's page lists every program and card that admits you.

Written and checked to our editorial standards. Scores follow our methodology. Join the discussion below.

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